ENA Sectors 2026-02-03 13:00:34 <p><span style="font-size:14px"><strong>New Delhi, Feb 3 (KNN)</strong> The Pradhan Mantri Mudra Yojana (PMMY) has significantly strengthened access to institutional credit for women entrepreneurs, with nearly 67 percent of loans sanctioned under the scheme going to women beneficiaries, the government informed the Lok Sabha.</span></p> <p><span style="font-size:14px">In a written reply, Minister of State for Finance Pankaj Chaudhary said that the government has undertaken two major assessments of PMMY since its launch, covering women beneficiaries as well. </span></p> <p><span style="font-size:14px">The first assessment was conducted by the Ministry of Labour and Employment (MoLE) in 2018, while the second was carried out by NITI Aayog in November 2023.</span></p> <p><span style="font-size:14px">According to the MoLE study, which involved a large national-level sample survey, the Mudra scheme helped generate 1.12 crore net additional employment over a period of around three years between 2015 and 2018, highlighting its role in promoting self-employment and micro-enterprise growth.</span></p> <p><span style="font-size:14px">The NITI Aayog assessment reviewed the scheme across parameters such as scheme design, implementation, institutional mechanisms, and monitoring and evaluation. </span></p> <p><span style="font-size:14px">The study noted that PMMY has played a key role in enhancing financial inclusion of women entrepreneurs, with women accounting for about two-thirds of the total loans sanctioned under the scheme.</span></p> <p><span style="font-size:14px">The findings underline PMMYs contribution to women-led entrepreneurship, employment generation and inclusive economic growth, particularly in the micro and small enterprise segment.</span></p> <p><span style="font-size:14px"><em><strong>(KNN Bureau)</strong></em></span></p> 45005 https://knnindia.co.in/news/newsdetails/sectors/mudra-yojana-generated-112-crore-jobs-67-loans-to-women-govt 2026-02-03 13:00:34 knnindia.co.in