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Opinion: MSME vision falls short of reality

Yerram Raju
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By B Yerram Raju

  -- The Draft National MSME Policy, targeting V-shaped recovery after the Covid pandemic and the $5-trillion economy by 2025 (since extended by two years to 2027), seems to have seen the world more than India. There is a virtue in looking at the policies of other countries during the pandemic. However, the policy nowhere mentions…

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Disappointing Union Budget 2022-23

Yerram Raju
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Blog written by: B. Yerram Raju

Usually, the Economic Survey presented a day before the Union Budget is expected to lay the foundation for a policy direction. It acknowledges the challenging times for policymaking – this time against the backdrop of the pandemic impact, especially on the vulnerable sections, fall in consumption in the medium term and…

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The year of Economic and Regulatory Impetus for Start-Ups in India

Abir Roy
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The inception of this article cannot be more defining than quoting the Finance Minister of India, Smt. Nirmala Sitharaman in her Budget Speech of 2022;

Start-Ups have emerged as the drivers of growth for our economy. Over the past few years, the country has seen a manifold increase in the number of…

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Financing MSMEs in 2021: Challenges & Opportunities

Shachindra Nath
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By Shachindra Nath, Executive Chairman & Managing Director, U GRO Capital


MSMEs play a critical role in the equitable socio-economic development of India. The sector contributes about 30% of India’s GDP and about 48% to exports while playing a pivotal role in employment generation, especially in semi-urban and rural areas. The success of this sector is, therefore,…

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ESI- A Fraud on Employers’ & Employees

Shekhar Patvardhan
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By S.M. Patwardhan


Under Employees' State Insurance Scheme  (ESI) of Central Government, employers’ and employees presently contribute 4.0 per cent of wages (Employer-3.25 per cent+0.75 per cent-Employees) towards this scheme.

For over 6 -7 decades both employees and  employers had been consistently contributing towards ESI scheme, failing which ESI authorities relentlessly levy penalty and penal interest and recover dues…

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The ‘Power’ of the seas : Ocean Renewable Energy

DC Sekhar
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DC Sekhar, Alphamers

The rise of spring tide in Gulf of Khambat is over 10 Meters. Few other locations in the world have such large tidal ranges. This is nature’s way of providing us a large amount of ‘power’ every few hours and taking it back, since we have not learnt to harness it.

The ocean provides us ‘power’ to…

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The Largest Ocean Cleanup

DC Sekhar
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DC Sekhar, Alphamers

Ironically, did not happen in the ocean, but in rivers draining into the ocean. This costed under 100,000 USD in capital costs; No boats or operating costs were incurred to arrest the plastics.

* With technology developed by AlphaMERS in 2015, about 22000 Tons of trash including 2200 Tons of plastics were stopped from reaching the ocean from…

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Challenges in Procuring Quality Equipment for Power Sector and suggestions for systemic changes

V K Aggarwal
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Author: V K Agarwal, Member – IEEMA, Past FISME President


In a seminar organized by IEEMA recently Power Minister R.K. Singh asked Power Distribution companies (DISCOMS) to to open LCs on purchase of power from the Central utilities.

Let’s hope of a day when DISCOMs will have to follow financial discipline and their management including MDs will be subject…

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The Indian-woman’s guide to investing

Amit Lalan
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Author: Mr. Amit Lalan, Director, Upstox

For ages, Indian women have played a pivotal role in managing the family finances. While they stayed out of major financial decisions, they did hold access and control over the ‘Ghar ki Tijori’, or to put it metaphorically, keys to the wealth of the family. What is the concept…

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Emerging Opportunities for MSME Sector in Telangana

Yerram Raju
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Telangana Government has created efficient policy instruments around TSiPASS, T-PRIDE,T-IDEA, RICH, and TASK, TIHCL as part of the MSME ecosystem. MSMEs in the state today do not face power outages, voltage fluctuations. They do not suffer scarcity of industrial water. Tolerance to pollution is going down al bait slowly but surely. Disruptive Digital technologies, particularly Artificial intelligence and Man Machine…

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